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The name PrimeRate reflects our commitment to providing competitive mortgage products. It does not imply that all borrowers will receive the “prime rate” as published by the Wall Street Journal or set by the Federal Reserve. Loan rates and terms are subject to borrower credit, income, property, and program eligibility. All loans are subject to underwriting approval and applicable federal and state regulations. PrimeRate is a mortgage company name and is not a guarantee that applicants will receive the “prime rate” or any specific interest rate. Actual rates and terms are based on individual qualifications and may vary.

It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

Individual mortgage strategies, for the individuals we serve

Welcome to Prime Rate

Loan programs we specialize in

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What Underwriting Really Looks For in a Mortgage Loan

Common Mistakes to Avoid After Pre-Approval

What Happens After You’re Pre-Approved for a Mortgage